Yellow Card
Yellow Card is a Pan-African fintech platform and cryptocurrency exchange providing on/off-ramps for stablecoins and digital assets via local fiat currencies, empowering financial inclusion and cross-border payments for individuals and businesses across 20+ African countries.
Industry
Finance & Insurance
Market Categories
On/Off Ramp Services
Business function (Horizontal)
Finance
Headquarters Location
Atlanta, GA, United State
Product Name
Yellow Card App
Parent Company
Yellow Card
Founder
Chris Maurice, Justin Poiroux
Web2vsWeb3
Bridge between Web2 and Web3
Access Model
API
Target Users
Corporates, Enterprises, Consumers
Competitors
Chipper Cash, Bitmama, VALR, Luno, Binance, Mybitstore, Kraken, Sendwave, Crypto.com, BitPay, MoonPay.
Business Function (stablecoins)
Issuance & Redemption, Transaction Settlement, Integration Services, User Interface Development, Liquidity Provision, Payment Rail, Payment Interface, Payment Processing, Wallet Management, Compliance & Regulatory Oversight
Feature completness
Product differentiation
Pan-African market leadership (first licensed VASP, 20+ countries, local rails), stablecoin specialization for cross-border payments, Yellow Pay (free cross-border transfers), dedicated enterprise API.
Privacy & Data protection certificate
Years in business
9.49
Employees
200-500
Horizontal Applications
Remittances, E-commerce Transactions, Settlements
Tech stack modernity
Modern; Cloud-native stack (AWS: S3, Lambda, Cognito, Route 53, SES, Elasticsearch); Flutter for mobile; GitHub, Circle CI for DevOps.
Product Roadmap
Drive exponential business growth, continue expansion across Africa, develop new product innovations, advance strategic partnerships, global expansion, introduce new coins (e.g., USDC on Stellar, TON, PYUSD, XRP, RLUSD), implement Travel Rule.
Product Roadmap
Drive exponential business growth, continue expansion across Africa, develop new product innovations, advance strategic partnerships, global expansion, introduce new coins (e.g., USDC on Stellar, TON, PYUSD, XRP, RLUSD), implement Travel Rule.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
High readiness for integration (Payments API, structured onboarding) and scaling (over $3B transactions, cloud-native). Explicit SLAs not publicly detailed.
Security & Compliance Readiness
Robust KYC/AML, multi-sig wallets, South African Crypto Asset Service Provider license, Travel Rule implemented. No explicit mention of SOC2, GDPR, or HIPAA certifications.
Documentation quality assessment
Structured into Guides, API Reference, Changelog; appears comprehensive for technical integration.
Support Methods
24-hour in-app chat, Help Centre, dedicated Slack channel for API clients. Responsiveness: Public feedback indicates 2-3 days average, sometimes weeks for consumer issues.
Critical capabilities
Cloud-native stack (AWS), scalable API, modern development practices (Flutter).
Support & Account Management
24-hour in-app chat, Help Centre, dedicated Slack channel for API clients. Responsiveness: Public feedback indicates 2-3 days average, sometimes weeks for consumer issues.
51 Score™
619.58
Product & Service
52.0
Stability & Maturity
73.3
Technology & Innovation
70.0
Enterprise Readiness
52.5
Categorization
Founder
Chris Maurice, Justin Poiroux
Parent Company
Yellow Card
Market category
On/Off Ramp Services
Target Users
Corporates, Enterprises, Consumers
Top competitors
Chipper Cash, Bitmama, VALR, Luno, Binance, Mybitstore, Kraken, Sendwave, Crypto.com, BitPay, MoonPay.
