XWeave
XWeave is a 2023-founded, Singapore-based payment orchestration platform that leverages regulated VASPs and stablecoin rails to enable real-time, atomic cross-border payments without prefunding. Its intelligent routing engine optimizes costs, mitigates FX risk, and delivers settlement in banks, wallets, or OTC cash outlets 24/7, providing plug-and-play API integration, embedded compliance workflows, and hyper-scalable performance for PSPs, remittance companies, merchants, corporates, and financial institutions.
Industry
Finance & Insurance
Market Categories
Payment Orchestration Layers
Business function (Horizontal)
Finance
Headquarters Location
Singapore
Product Name
XWeave
Parent Company
XWeave
Founder
Milind Sanghavi
Web2vsWeb3
Web3
Access Model
API
Target Users
Corporates, Financial institutions
Competitors
Ripple (On-Demand Liquidity); Fireblocks (payments orchestration); Circle (USDC payment rails); Transak (on/off-ramp); Currencycloud (FX/rail provider); Mercury FX (low-cost FX); Modulr (embedded payments); Hermes (stablecoin rails); PayPal (remittance).
Business Function (stablecoins)
Transaction Settlement, Integration Services, Payment Rail, Payment Interface, Liquidity Provision, User Interface Development, Wallet Management
Feature completness
Product differentiation
True asset-agnostic, network-agnostic intelligent routing (any regulated stablecoin; any corridor). Real-time, atomic settlements without prefunding → eliminates liquidity buffers. Regulated partner network ensures compliance across all corridors. Transparent pricing with best-rate assurance via routing engine. Full coverage for last-mile delivery (banks, e-wallets, OTC cash). 24/7/365 availability and hyper-scalable architecture. Plug-and-play API requiring minimal integration effort. Compliance-first model (Head of Regulatory Strategy on team ensures regulatory alignment). Designed for exotic corridors underserved by incumbents. Mobile wallet SDK support to rapidly onboard end users.
Privacy & Data protection certificate
GDPR Compliance
Years in business
2.49
Employees
<10
Horizontal Applications
Peer-to-Peer (P2P) Payments, Payment Rail, Remittances, Settlements, Liquidity
Tech stack modernity
Microservices (Docker/Kubernetes) deployed on AWS/GCP. RESTful JSON APIs with OpenAPI/Swagger specifications. Real-time event streaming (Kafka or similar) for settlement notifications. Front-end built on React; mobile SDKs (Android/iOS) for wallet integration. Encryption (TLS 1.2+) for API traffic. Integration with Chainalysis for AML. Catalyst for gas optimization (stablecoin rails). Continuous integration/deployment pipelines (GitHub Actions, Jenkins).
Product Roadmap
Expand into EU/UK fiat rails (SEPA, Faster Payments). Add support for additional stablecoins (e.g., USD V, BUSD). Launch advanced reconciliation and reporting tools for enterprise finance teams. Onboard regulated partners in Africa and Latin America. Introduce multi-party escrow features for structured payments. Develop AI-driven FX forecasting module (future release). Build self-serve portal for smaller merchants and SMEs.
Product Roadmap
Expand into EU/UK fiat rails (SEPA, Faster Payments). Add support for additional stablecoins (e.g., USD V, BUSD). Launch advanced reconciliation and reporting tools for enterprise finance teams. Onboard regulated partners in Africa and Latin America. Introduce multi-party escrow features for structured payments. Develop AI-driven FX forecasting module (future release). Build self-serve portal for smaller merchants and SMEs.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
API-first design with plug-and-play integration; hyper-scalable microservices delivering 24/7 atomic settlements; SLA-backed uptime commitments; dedicated onboarding and support teams for enterprise/PSP clients; compliance built into every step (regulated partner gates).
Security & Compliance Readiness
Partner network restricted to regulated VASPs (compliance at core). End-to-end encryption (TLS 1.2+) for all transactions. Continuous KYC/AML integration via Chainalysis. Data protection aligns with GDPR/PDPA requirements for EU/Singapore entities (implied). Periodic security audits (third-party penetration testing). Disaster recovery & business continuity plans in place (cloud redundancy).
Documentation quality assessment
Private Developer Docs (accessible after partner onboarding) with API reference, integration guides, sample code. Public blog with case studies and high-level tutorials. “Contact Us” channel for direct developer support. No publicly accessible full API docs.
Support Methods
24/7 email and in-app support with SLA (1-hour response for critical issues). Dedicated enterprise account managers for high-value clients. Onboarding workshops, integration kickoffs, and quarterly business reviews. Knowledge base and private community forum (for partners) for troubleshooting and best practices.
Critical capabilities
Intelligent routing engine that is asset-agnostic and network-agnostic (any regulated stablecoin) to optimize cost and speed. RESTful API for plug-and-play integration covering funding, KYC/AML, settlement, and reconciliation. Real-time, 24/7/365 atomic transaction settlement without prefunding. Scalable, cloud-native microservices backend supporting concurrent high-volume flows.
Support & Account Management
24/7 email and in-app support with SLA (1-hour response for critical issues). Dedicated enterprise account managers for high-value clients. Onboarding workshops, integration kickoffs, and quarterly business reviews. Knowledge base and private community forum (for partners) for troubleshooting and best practices.
51 Score™
410.00
Product & Service
44.0
Stability & Maturity
10.0
Technology & Innovation
70.0
Enterprise Readiness
40.0
Categorization
Founder
Milind Sanghavi
Parent Company
XWeave
Market category
Payment Orchestration Layers
Target Users
Corporates, Financial institutions
Top competitors
Ripple (On-Demand Liquidity); Fireblocks (payments orchestration); Circle (USDC payment rails); Transak (on/off-ramp); Currencycloud (FX/rail provider); Mercury FX (low-cost FX); Modulr (embedded payments); Hermes (stablecoin rails); PayPal (remittance).
