Wind
Wind.app is a cross-border payment platform leveraging self-custodial stablecoin and fiat transactions to streamline global payroll, vendor payments, and treasury management for businesses and individuals, recently acquired by River to build a borderless financial super-app.
Industry
Finance & Insurance
Market Categories
Payment Orchestration Layers
Business function (Horizontal)
Finance, Human Resources
Headquarters Location
Vilnius, Lithuania
Product Name
Wind
Parent Company
River
Founder
Hussain Elius, Simo Figuigui
Web2vsWeb3
Bridge between Web2 and Web3
Access Model
API
Target Users
Corporates, Enterprises, Consumers
Competitors
Wise, Parallax, PayPal, Stripe, Shift4, Rain, RedotPay, USDC (Circle), USDT
Business Function (stablecoins)
Wallet Management, Transaction Settlement, Liquidity Provision, Yield Management, Compliance & Regulatory Oversight, Integration Services, Payment Rail
Feature completness
Product differentiation
Self-custodial MPC wallet (user control, security), 0% crypto-to-crypto fees, interest earning on balances, strategic acquisition by River for broader "super-app" vision.
Privacy & Data protection certificate
Years in business
3.49
Employees
10-100
Horizontal Applications
Payroll & Compensation, Remittances, Decentralized Finance (DeFi) Applications, Settlements, Payment Rail, Liquidity
Tech stack modernity
Uses modern blockchain technologies (MPC, smart contracts, Polygon, Uniswap protocol). Specific cloud provider/languages not detailed.
Product Roadmap
Integration into River's "super-app" for global citizens; future development of fully decentralized banking tools (income, credit, savings access).
Product Roadmap
Integration into River's "super-app" for global citizens; future development of fully decentralized banking tools (income, credit, savings access).
API Quality
Production-Ready
Documentation Link
Enterprise readiness
Moderate: Strong API for integration, scalability potential via River, but lacks explicit SLAs, dedicated enterprise support tiers, and broader compliance certifications publicly.
Security & Compliance Readiness
VASP License (Lithuania), handles KYC/KYB, self-custodial MPC wallet. No explicit SOC2, GDPR, HIPAA certifications mentioned.
Documentation quality assessment
API documentation available upon client onboarding, described as comprehensive and user-friendly
Support Methods
Help Center, Report a Bug, Sales contact, Social media. Dedicated Slack Connect for API integration. Specifics on response times or tiered enterprise support are not detailed.
Critical capabilities
Self-custodial MPC smart-contract wallet, Crypto <> Fiat API, Blockchain integration (Polygon, Uniswap protocol).
Support & Account Management
Help Center, Report a Bug, Sales contact, Social media. Dedicated Slack Connect for API integration. Specifics on response times or tiered enterprise support are not detailed.
51 Score™
390.42
Product & Service
52.0
Stability & Maturity
46.7
Technology & Innovation
30.0
Enterprise Readiness
27.5
Categorization
Founder
Hussain Elius, Simo Figuigui
Parent Company
River
Market category
Payment Orchestration Layers
Target Users
Corporates, Enterprises, Consumers
Top competitors
Wise, Parallax, PayPal, Stripe, Shift4, Rain, RedotPay, USDC (Circle), USDT
