Utila
Utila is a 2022-founded, New York - headquartered fintech offering an institutional digital asset operations platform - featuring secure MPC wallets, robust APIs, compliance integrations, and payments/tokenization engines - processing $8 billion/month and $35 billion+ to date, enabling institutions (PSPs, stablecoin issuers, banks, custodians, neobanks) to build and manage crypto payment and treasury workflows at scale with military-grade security, 99.9% uptime, and 24/7 support.
Industry
Finance & Insurance
Market Categories
Wallet Providers
Business function (Horizontal)
Finance
Headquarters Location
New York City, New York, USA
Product Name
Utila
Parent Company
Utila
Founder
Bentzi Rabi
Web2vsWeb3
Web3
Access Model
API
Target Users
Competitors
Fireblocks; Anchorage Digital; BitGo; Ledger Enterprise Solutions; Cuve; Kraken Security Labs; KeeperDAO; Cosm (Cosmos wallet-infrastructure providers); Blockdaemon; Anchorage (custody providers); MetaMask Institutional (wallet & treasury); Zerion Institutional; Trustology; Coinbases Custody; Theta Labs (payment rails).
Business Function (stablecoins)
Wallet Management, Transaction Settlement, Integration Services, Compliance & Regulatory Oversight, Liquidity Provision, Payment Interface
Feature completness
Product differentiation
Enterprise-grade MPC wallet with policy engine (unparalleled security vs. traditional custodians). Unified platform combining treasury management, trading operations, payments, wallet infra, tokenization, and business continuity. Deep integrations with AML (Chainalysis), banking rails, liquidity providers, DeFi protocols. High throughput (>$8 billion monthly; >$35 billion lifetime). Customizable governance (granular roles, whitelists, approval flows). Gas optimization & sponsored transfers (minimize operational friction). Comprehensive insurance coverage → mitigates counterparty risk. 24/7 support & SOC 2 Type II compliance (enterprise SLAs).
Privacy & Data protection certificate
GDPR Compliance
Years in business
3.49
Employees
10-100
Horizontal Applications
Peer-to-Peer (P2P) Payments, Payment Rail, Settlements, Liquidity, E-commerce Transactions
Tech stack modernity
MPC Key Management built in Rust/Go (cryptographic back-end). Microservices (Kubernetes) deployed on AWS/GCP. RESTful APIs with JSON; WebSockets for real-time events. Front-end built with React; Web3 libraries for wallet interactions. Integrations with DeFi (protocol adapters), AML (Chainalysis), banking APIs (Plaid for US), liquidity providers. TLS 1.2+ encryption; HSM for key security; continuous penetration testing.
Product Roadmap
Expand EU/UK on/off-ramp rails. Support additional layer-1 and layer-2 networks (Aptos, Sui, Base). Launch advanced analytics and custom reporting modules. Introduce decentralized MPC (multi-region collab). Extend tokenization to natively support RWA workflows. Build out API marketplace for fintech partners. Open source SDKs for broader developer community.
Product Roadmap
Expand EU/UK on/off-ramp rails. Support additional layer-1 and layer-2 networks (Aptos, Sui, Base). Launch advanced analytics and custom reporting modules. Introduce decentralized MPC (multi-region collab). Extend tokenization to natively support RWA workflows. Build out API marketplace for fintech partners. Open source SDKs for broader developer community.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
API-first, microservices (Kubernetes) ensure auto-scaling; SLA-backed 99.9% uptime; dedicated account managers; built-in compliance & governance; supports high-volume flows; custom integrations for ERP/settlement systems.
Security & Compliance Readiness
SOC 2 Type II compliant. MPC key management eliminates single-point-of-failure. Comprehensive insurance coverage (third-party insurance for asset protection). Integrated Chainalysis AML/KYC. TLS 1.2+/AES 256 encryption in transit/at rest. Disaster recovery (secure offline key backup & recovery via approved administrators). GDPR-compliant data handling (EU offices). Continuous auditing and third-party penetration testing.
Documentation quality assessment
Support Methods
24/7 Customer Support (email & Slack) with 1-hour SLA for critical high-severity issues. Dedicated account managers for enterprise/PSP clients. Onboarding workshops & quarterly business reviews. Disaster recovery drills with institutional clients. Knowledge base & community forum for best practices.
Critical capabilities
Multi-party Computation (MPC) wallet infrastructure with military-grade security. RESTful APIs for wallet creation, transaction orchestration, payments engine, tokenization. Gas optimization and sponsored gas transfers. Cloud-native microservices architecture supporting multi-chain (EVM & non-EVM) asset support (Bitcoin, Ethereum, Solana, XDC, Aptos, etc.). Integrated on/off-ramp for fiat (US bank ACH, EU/UK rails forthcoming).
Support & Account Management
24/7 Customer Support (email & Slack) with 1-hour SLA for critical high-severity issues. Dedicated account managers for enterprise/PSP clients. Onboarding workshops & quarterly business reviews. Disaster recovery drills with institutional clients. Knowledge base & community forum for best practices.
51 Score™
555.83
Product & Service
34.0
Stability & Maturity
53.3
Technology & Innovation
60.0
Enterprise Readiness
75.0
Categorization
Founder
Bentzi Rabi
Parent Company
Utila
Market category
Wallet Providers
Target Users
Top competitors
Fireblocks; Anchorage Digital; BitGo; Ledger Enterprise Solutions; Cuve; Kraken Security Labs; KeeperDAO; Cosm (Cosmos wallet-infrastructure providers); Blockdaemon; Anchorage (custody providers); MetaMask Institutional (wallet & treasury); Zerion Institutional; Trustology; Coinbases Custody; Theta Labs (payment rails).
