TrueFi
TrueFi is a 2020-founded DeFi credit infrastructure enabling on-chain uncollateralized lending, real-time loan transparency, and RWA integration for institutional borrowers.
Industry
Finance & Insurance
Market Categories
Middleware
Business function (Horizontal)
Finance
Headquarters Location
Dublin, California, USA
Product Name
TrueFi
Parent Company
TrueFi
Founder
Rafael Cosman
Web2vsWeb3
Web3
Access Model
Target Users
Institutions, Other
Competitors
Aave; Compound; Maple Finance; Goldfinch; Ethena
Business Function (stablecoins)
Liquidity Provision
Feature completness
Product differentiation
Industry-first uncollateralized, on-chain credit with hybrid on/off-chain risk controls (KYB/KYC, SAFU reserve, Nexus Mutual cover).
Privacy & Data protection certificate
GDPR Compliance
Years in business
5.49
Employees
Horizontal Applications
Lending & Borrowing, Liquidity, Decentralized Finance (DeFi) Applications
Tech stack modernity
Built on Ethereum PoS with Solidity smart contracts; expanding to Base and Lumia; open-source GitHub repositories
Product Roadmap
Launch Polaris and tfBills (yield-bearing stablecoins), expand to additional chains (Base, Lumia), and scale RWA lending
Product Roadmap
Launch Polaris and tfBills (yield-bearing stablecoins), expand to additional chains (Base, Lumia), and scale RWA lending
API Quality
Documentation Link
Enterprise readiness
Enterprise-grade transparency (real-time on-chain loan tracking), institutional KYC/KYB workflows, requires custom SLA agreements for support and integration.
Security & Compliance Readiness
Regular third-party audits (CertiK, SlowMist, Solidified); SAFU reserve for defaults; optional Nexus Mutual cover; TrustToken compliance with GDPR, CCPA, ongoing SOC 2 and HIPAA alignment
Documentation quality assessment
Detailed smart contract docs on GitHub (installation, testing, deployment); lacks high-level SDKs or REST endpoints.
Support Methods
Lean ~10-person team; enterprise support specifics (SLA, response times) not disclosed
Critical capabilities
On-chain credit scoring, smart contracts for loan origination; Security and Compliance: Regular audits (CertiK, SlowMist, Solidified), SAFU reserve; Integration Capabilities: Ethereum-native and multi-chain support.
Support & Account Management
Lean ~10-person team; enterprise support specifics (SLA, response times) not disclosed
51 Score™
441.25
Product & Service
44.0
Stability & Maturity
50.0
Technology & Innovation
40.0
Enterprise Readiness
42.5
Categorization
Founder
Rafael Cosman
Parent Company
TrueFi
Market category
Middleware
Target Users
Institutions, Other
Top competitors
Aave; Compound; Maple Finance; Goldfinch; Ethena
