Stables Labs
Stable Labs (Payment Corporation SE, Prague) is a regulated fintech startup (founded 2023) providing enterprise-grade stablecoin and tokenization infrastructure . It issues fully-backed fiat stablecoins (USD, EUR, CZK, etc.) and tokenized assets via an API-driven platform (Genify) under EU compliance (MiCA). Its services enable fast, transparent blockchain payments and asset tokenization for banks and businesses.
Industry
Market Categories
Stablecoin Issuers
Business function (Horizontal)
Headquarters Location
Prague, Czech Republic
Product Name
Genify
Parent Company
Stable Labs
Founder
František Vinopal
Web2vsWeb3
Web3
Access Model
API
Target Users
Enterprises
Competitors
Circle (USDC), Paxos (BUSD/USDP), Fireblocks
Business Function (stablecoins)
Feature completness
Product differentiation
Stable Labs stands out by offering fully regulated EU-compliant stablecoins (MiCA/MiFID) with transparency. All fiat reserves are independently audited (Grant Thornton) and verifiable via Chainlink . It issues unified token tickers across platforms (no fragmentation) and requires a single KYC/AML per user . Its multi-currency (including less common EUR, CZK, PLN) and multi-chain support, plus an integrated tokenization system, are also distinctive.
Privacy & Data protection certificate
GDPR Compliance
Years in business
2.49
Employees
<10
Horizontal Applications
Settlements, Payment Rail, Liquidity, Peer-to-Peer (P2P) Payments, Decentralized Finance (DeFi) Applications
Tech stack modernity
Built on modern blockchain infrastructure: Ethereum/EVM and L2s (Arbitrum, Avalanche, Polygon) ; Bitcoin’s Taproot Assets + Lightning for CZK . Integrations use Chainlink (CCIP, Proof-of-Reserve) . The platform is cloud-hosted (undisclosed provider) and offers RESTful/web3 APIs.
Product Roadmap
Recent launch of USD and EUR stablecoins; CZK and PLN stablecoins are planned. Chainlink PoR reporting is slated for 2025 . Continued expansion of tokenized assets (RWA) and chain support is expected. Strategic vision is broad adoption by traditional finance (DeFi integration of real-world assets).
Product Roadmap
Recent launch of USD and EUR stablecoins; CZK and PLN stablecoins are planned. Chainlink PoR reporting is slated for 2025 . Continued expansion of tokenized assets (RWA) and chain support is expected. Strategic vision is broad adoption by traditional finance (DeFi integration of real-world assets).
API Quality
Production-Ready
Documentation Link
Enterprise readiness
Built for regulated clients. The whitepaper cites a 5-business-day support response time . Integration is via API and whitelabel modules (Genify) for corporate systems. While formal SLAs are not published, the emphasis on regulated compliance and audit suggests strong enterprise governance.
Security & Compliance Readiness
EU licensed (Czech e-money issuer under CNB supervision ) and MiCA/MiFID compliant . All on-chain reserves are bank-held and audited (Grant Thornton) . KYC/AML checks enforced (whitepaper notes user verification). GDPR (EU data privacy) applies. No SOC2/HIPAA noted.
Documentation quality assessment
It is well-structured into sections (stablecoins, tokenization, compliance) . For example, the “Fee Structure” page details mint/redeem fees . Overall the docs are moderately detailed for developers and clients.
Support Methods
Contact via email (support@stablelabs.co ) or web form. Whitepaper shows 5-day turnaround . There is no public live chat or community forum. Account management likely provided for enterprise customers through direct channels.
Critical capabilities
Fiat-backed stablecoin issuance (USD, EUR launched; CZK/PLN planned) with on/off-ramps and APIs. Integrates with any traditional infrastructure and multiple blockchains (Ethereum, Arbitrum, Avalanche, Polygon) . Uses Chainlink CCIP for cross-chain compatibility , and Taproot Assets + Lightning Network (Bitcoin) for CZK issuance.
Support & Account Management
Contact via email (support@stablelabs.co ) or web form. Whitepaper shows 5-day turnaround . There is no public live chat or community forum. Account management likely provided for enterprise customers through direct channels.
51 Score™
348.75
Product & Service
52.0
Stability & Maturity
10.0
Technology & Innovation
50.0
Enterprise Readiness
27.5
Categorization
Founder
František Vinopal
Parent Company
Stable Labs
Market category
Stablecoin Issuers
Target Users
Enterprises
Top competitors
Circle (USDC), Paxos (BUSD/USDP), Fireblocks
