Riva Money
Riva Money is a London-based fintech offering a cloud-native, API-driven global payments platform that delivers instant, 24/7 cross-border transfers at ~50 % lower costs than legacy providers by leveraging modern microservices, transparent FX, and built-in compliance workflows.
Industry
Finance & Insurance
Market Categories
Payments Processing
Business function (Horizontal)
Finance
Headquarters Location
London, UK
Product Name
Riva Money Global Payments Platform
Parent Company
Riva Money Ltd
Founder
Mahendra Katoch; Daniel Leveau; Niklas Höjman
Web2vsWeb3
Web2
Access Model
API
Target Users
Consumers, SMEs, Corporates, Financial institutions
Competitors
Wise; WorldRemit; TransferWise; PayPal Xoom; Remitly; Azimo; Currencycloud; dLocal
Business Function (stablecoins)
Transaction Settlement, Payment Processing, Payment Rail, Integration Services
Feature completness
Product differentiation
Built by fintech veterans with enterprise-grade architecture. 50 % cost savings vs. legacy remittance providers. True 24/7 instant global settlement (vs. batch-based). Transparent FX spread (no hidden markups). API-first, cloud-native microservices designed for high throughput. No subscription fees (usage-based model). Focus on B2B integrations (SDKs, webhooks) for seamless onboarding.
Privacy & Data protection certificate
Years in business
0.49
Employees
Horizontal Applications
Remittances, Payment Rail, Settlements
Tech stack modernity
Java (Spring Boot) core microservices; Python for auxiliary services. Cloud-native (likely AWS/GCP/Azure). RESTful JSON APIs. Event-driven architecture (message queues) for transaction updates. Modern front-end framework (React/Angular) for web dashboard. Encrypted data at rest/in transit (TLS 1.2+).
Product Roadmap
Not publicly disclosed; likely expansions: new currency corridors, deeper B2B integrations, advanced analytics modules, additional compliance jurisdictions.
Product Roadmap
Not publicly disclosed; likely expansions: new currency corridors, deeper B2B integrations, advanced analytics modules, additional compliance jurisdictions.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
API-first, scalable platform with SLA guarantees; built-in compliance and KYC workflows; dedicated onboarding for institutions; supports hundreds of concurrent high-volume flows.
Security & Compliance Readiness
UK AML/KYC frameworks in development; FCA authorization in progress. Data encryption (TLS 1.2+); PCI-DSS compliance planned. Internal compliance overseen by legal team (e.g., Mahendra Katoch as CTO/Compliance liaison).
Documentation quality assessment
Provided post-onboarding: includes API reference, integration guides, compliance checklists; no public docs.
Support Methods
Email support (support@rivamoney.com) with 24 hr SLA for critical issues. Dedicated account managers for enterprise/SMB clients. Onboarding training sessions (virtual). Quarterly business reviews for major partners. Compliance/ticket escalations handled within 12 hrs.
Critical capabilities
24/7 real-time transfer engine; proprietary multi-currency FX API; cloud-native SaaS architecture.
Support & Account Management
Email support (support@rivamoney.com) with 24 hr SLA for critical issues. Dedicated account managers for enterprise/SMB clients. Onboarding training sessions (virtual). Quarterly business reviews for major partners. Compliance/ticket escalations handled within 12 hrs.
51 Score™
260.42
Product & Service
40.0
Stability & Maturity
6.7
Technology & Innovation
40.0
Enterprise Readiness
17.5
Categorization
Founder
Mahendra Katoch; Daniel Leveau; Niklas Höjman
Parent Company
Riva Money Ltd
Market category
Payments Processing
Target Users
Consumers, SMEs, Corporates, Financial institutions
Top competitors
Wise; WorldRemit; TransferWise; PayPal Xoom; Remitly; Azimo; Currencycloud; dLocal
