Ridian
Ridian is a Mexico City–based fintech offering a cloud-native, API-driven global asset movement platform that enables financial institutions to execute near-instant, compliant cross-border transfers at competitive FX rates with full traceability.
Industry
Finance & Insurance
Market Categories
Payment Orchestration Layers
Business function (Horizontal)
Finance
Headquarters Location
Miguel Hidalgo, Mexico City
Product Name
Ridian
Parent Company
Envia Fondos
Founder
Rogelio Sada; Eduardo De la Garza
Web2vsWeb3
Web2
Access Model
API
Target Users
Financial institutions
Competitors
Ripple (On‐Demand Liquidity); Currencycloud; TransferWise for B2B; Paysera; CumulusFX; Bitso Transfer; Modalku; dLocal.
Business Function (stablecoins)
Transaction Settlement, Integration Services, Compliance & Regulatory Oversight, Liquidity Provision
Feature completness
Product differentiation
Deep institutional partnerships for local settlement across LATAM. Near-instant, traceable settlement engine (real-time dashboard). Regulatory-first design (MSB-licensed, BMV compliance). API-first, cloud-native architecture enabling high throughput. No hidden FX markups (transparent spread). Local currency support (e.g., MXN, USD) with guaranteed pricing.
Privacy & Data protection certificate
Years in business
4.49
Employees
Horizontal Applications
Remittances, Payment Rail, Settlements, Liquidity
Tech stack modernity
Cloud-native microservices (SaaS). RESTful API endpoints with JSON payloads. Real-time messaging queue for transaction updates. Integration with SWIFT and local banking rails (e.g., SPEI). Encrypted data at rest/in transit (TLS 1.2+). Web dashboard built with modern JS frameworks (React or Angular). Hosted on major cloud provider (details undisclosed).
Product Roadmap
Not publicly disclosed (likely includes expansion into additional LATAM jurisdictions, new currency pairs, deeper API integrations, advanced treasury analytics).
Product Roadmap
Not publicly disclosed (likely includes expansion into additional LATAM jurisdictions, new currency pairs, deeper API integrations, advanced treasury analytics).
API Quality
Production-Ready
Documentation Link
Enterprise readiness
API-first, scalable platform with SLA commitments; built‐in KYC/AML compliance; throughput capable of hundreds of transactions per second; enterprise onboarding workflows and dedicated account managers.
Security & Compliance Readiness
MSB‐licensed (Envia Fondos, S.A.P.I. de C.V.) with Comisión Nacional Bancaria y de Valores. PCI‐DSS compliance for payment data. AML/KYC modules overseen by Chief Legal & Compliance Officer. Encrypted data at rest/in transit. Internal controls audited annually by third parties (details undisclosed).
Documentation quality assessment
Documentation provided to clients post‐onboarding: includes API reference, code samples, integration guides, compliance criteria; not publicly available.
Support Methods
Email support (support@ridian.io) wit 24-hour SLA for critical issues. Dedicated account manager for mid-market/enterprise. Onboarding training sessions and quarterly business reviews. Compliance escalations addressed within 12 hours. Operational run‐books and troubleshooting guides provided.
Critical capabilities
RESTful API platform with real‐time FX quotes; instant settlement engine; multi‐currency support; encrypted communications.
Support & Account Management
Email support (support@ridian.io) wit 24-hour SLA for critical issues. Dedicated account manager for mid-market/enterprise. Onboarding training sessions and quarterly business reviews. Compliance escalations addressed within 12 hours. Operational run‐books and troubleshooting guides provided.
51 Score™
417.92
Product & Service
68.0
Stability & Maturity
36.7
Technology & Innovation
40.0
Enterprise Readiness
22.5
Categorization
Founder
Rogelio Sada; Eduardo De la Garza
Parent Company
Envia Fondos
Market category
Payment Orchestration Layers
Target Users
Financial institutions
Top competitors
Ripple (On‐Demand Liquidity); Currencycloud; TransferWise for B2B; Paysera; CumulusFX; Bitso Transfer; Modalku; dLocal.
