Revolut
Revolut is a global financial super app offering comprehensive services for individuals and businesses, including multi-currency accounts, international transfers, card issuing, expense management, and cryptocurrency trading with stablecoin support.
Industry
Finance & Insurance
Market Categories
Payments Processing
Business function (Horizontal)
Finance
Headquarters Location
London, England, UK
Product Name
Revolut
Parent Company
Revolut
Founder
Nik Storonsky, Vlad Yatsenko
Web2vsWeb3
Access Model
API
Target Users
Any company
Competitors
Wise, iBanFirst, N26 Business, Airwallex (digital business accounts/cross-border payments); Coinbase, KuCoin, Kraken, Bybit, OKX (centralized crypto exchanges); PayPal, Stripe (traditional payment processors with crypto integration); traditional banks.
Business Function (stablecoins)
Card Issuance, Transaction Settlement, Payment Rail
Feature completness
Product differentiation
"Financial Super App" model with broad service integration; extensive multi-currency support with interbank rates; strong focus on global payments and expense management for businesses; integrated crypto services (trading, staking, spending); robust security and regulatory adherence (FCA, SOC 2, ISO expertise); dedicated account management for enterprise clients.
Privacy & Data protection certificate
GDPR Compliance
Years in business
10.49
Employees
>500
Horizontal Applications
Peer-to-Peer (P2P) Payments, Remittances, E-commerce Transactions, Settlements
Tech stack modernity
Modern cloud-native stack: Java 17/Kotlin, SparkJava/Javalin, PostgreSQL, Redis, JOOQ, Flyway, RSocket. Deploys on GCP, Kubernetes, Grafana, Prometheus, NewRelic. Employs TDD, DDD, CI/CD.
Product Roadmap
Aims to reach 100 million daily users across 100 countries. Key milestones for 2025 include launching licensed banks in the U.K. and Mexico, rolling out mortgages, entering India (after payments license), and developing a rewards credit card.
Product Roadmap
Aims to reach 100 million daily users across 100 countries. Key milestones for 2025 include launching licensed banks in the U.K. and Mexico, rolling out mortgages, entering India (after payments license), and developing a rewards credit card.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
High: Robust APIs for integration, designed for high transaction volumes and scalability, strong regulatory alignment (FCA, AML/KYC, GDPR). Offers dedicated account management for Enterprise plan. However, no explicit Service Level Agreements (SLAs) found in general terms of service.
Security & Compliance Readiness
FCA-authorized EMI and payment services provider (FRN: 900562), registered with FCA for crypto services. Certifications: SOC 2 and ISO expertise mentioned in job descriptions for security roles. Compliance: Adheres to AML/CTF (KYC, CDD/EDD, Transaction Monitoring, Sanctions), GDPR. Security: Majority of crypto funds in cold storage, assets held 1:1 and not lent out, biometric security for withdrawals, end-to-end encryption, multi-signature authentication, real-time threat monitoring. HIPAA: Explicitly states services are not tailored for HIPAA compliance.
Documentation quality assessment
Comprehensive, well-structured, and detailed, covering various APIs, authentication, and versioning.
Support Methods
24/7 in-app chat support in multiple languages. Dedicated account manager for Enterprise plan customers. Comprehensive Help Center (FAQs). No average response time specified for general support, but aims to reduce resolution times.
Critical capabilities
Multi-currency accounts (25+ currencies), Physical and virtual debit cards (up to 3 physical, 200 virtual per team member), APIs for accounting, payments, and HR software integration, Automated expense management, Bulk payment systems, FX forwards, Crypto trading and staking, Real-time spend tracking, QR code payments, Tap to Pay on iPhone. Tech stack includes Java 17/Kotlin, PostgreSQL, Redis, Kubernetes, Docker, GCP.
Support & Account Management
24/7 in-app chat support in multiple languages. Dedicated account manager for Enterprise plan customers. Comprehensive Help Center (FAQs). No average response time specified for general support, but aims to reduce resolution times.
51 Score™
820.00
Product & Service
68.0
Stability & Maturity
100.0
Technology & Innovation
85.0
Enterprise Readiness
75
Categorization
Founder
Nik Storonsky, Vlad Yatsenko
Parent Company
Revolut
Market category
Payments Processing
Target Users
Any company
Top competitors
Wise, iBanFirst, N26 Business, Airwallex (digital business accounts/cross-border payments); Coinbase, KuCoin, Kraken, Bybit, OKX (centralized crypto exchanges); PayPal, Stripe (traditional payment processors with crypto integration); traditional banks.
