Request Finance
Request Finance is a unified B2B payments platform that automates invoicing, payments, and reconciliation across crypto and fiat rails through a secure, API-first, cloud-native system, enabling enterprises to issue, track, and settle invoices globally in any currency.
Industry
Finance & Insurance
Market Categories
Payment Orchestration Layers
Business function (Horizontal)
Finance
Headquarters Location
St Albans, United Kingdom
Product Name
Request Finance
Parent Company
Request Finance
Founder
Christophe Lassuyt
Web2vsWeb3
Web 2.5
Access Model
API
Target Users
Enterprises, SMEs
Competitors
Deel, Ramp, Bill.com, Xpense.ai, Paystand, Circle Treasury, Dwolla, Stripe Treasury
Business Function (stablecoins)
Payment Processing, Transaction Settlement, Integration Services, Compliance & Regulatory Oversight, Liquidity Provision, Wallet Management, User Interface Development
Feature completness
Product differentiation
Universal On-Chain Invoicing: First mover on cryptographically verifiable, smart-contract-backed invoices that auto-release funds upon confirmation. Multi-Chain Settlement: Native support for Ethereum, Polygon, BNB Chain, Avalanche, and soon Solana - enabling payers to use any token. Real-Time Accounting Sync: Direct, two-way sync with Xero, QuickBooks, Netsuite - automated cash application at invoice line-item granularity. AI-Driven Reconciliation: ML model that auto-categorizes and matches line items to GL codes, reducing manual AP work. Built-In Dispute Resolution: On-chain escrow with automated partial refunds and dispute arbitration via DAO governance.
Privacy & Data protection certificate
GDPR Compliance
Years in business
4.49
Employees
10-100
Horizontal Applications
Payroll & Compensation, Remittances, E-commerce Transactions, Payment Rail, Liquidity
Tech stack modernity
AWS (EKS/Kubernetes, Lambda for serverless tasks), GCP for data analytics. Blockchain Middleware: node providers (Infura for Ethereum, Alchemy for multi-chain RPC), integrated with Chainlink oracles for FX rates. Modern Frameworks: React JS frontend; Node JS/TypeScript backend. Data & ML: Python (PyTorch) for AI reconciliation models; Postgres RDS for transactional data, Redshift for analytics. DevOps/CI-CD: GitHub Actions, Terraform for IaC. Web3 Libraries: ethers.js, web3.js, OpenZeppelin for smart contract interactions.
Product Roadmap
Q3 2024: Add Solana & NEAR blockchain support for invoice settlements. Q4 2024: Native integration with SAP S/4HANA & Oracle ERP; launch multi-entity consolidation dashboards. Q1 2025: Roll out “Smart Escrow v2” with on-chain arbitration via decentralized governance. H1 2025: Expand AI module to suggest payment terms & dynamic discounting based on payer behavior. Mid-2025: Launch mobile PWA for invoice approval & payment notifications.
Product Roadmap
Q3 2024: Add Solana & NEAR blockchain support for invoice settlements. Q4 2024: Native integration with SAP S/4HANA & Oracle ERP; launch multi-entity consolidation dashboards. Q1 2025: Roll out “Smart Escrow v2” with on-chain arbitration via decentralized governance. H1 2025: Expand AI module to suggest payment terms & dynamic discounting based on payer behavior. Mid-2025: Launch mobile PWA for invoice approval & payment notifications.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
Integration: Pre-built connectors for major ERPs/CRMs; webhook-driven event model. Scaling: Kubernetes auto-scaling; multi-region deployment (EU, US, APAC). SLAs: 99.9% uptime guarantee for Enterprise Tier; 24×7 support with < 1 hour critical incident response.
Security & Compliance Readiness
SOC 2 Type II–Compliant Processes (In Progress): Internal controls aligned to SOC 2; pursuing formal audit. GDPR & CCPA: Data collection and storage compliant with EU GDPR; U.S. CCPA controls. KYC/AML Integration: Integration with Jumio/Onfido for customer identity verification. Smart Contract Audits: Underwent third-party audits (e.g., CertiK) for on-chain invoice/dispute resolution logic.
Documentation quality assessment
Covers > 95% of endpoints; includes code samples (cURL, JavaScript, Python), best-practice guides; missing in-depth examples for some advanced AI features (scheduled for Q3 2024 update).
Support Methods
Email & chat support (Mon–Fri 9 AM–6 PM UTC) with 24–48 hour response. Enterprise: Dedicated Customer Success Manager, 24×7 phone & Slack support, quarterly business reviews.
Critical capabilities
Multi-Chain Crypto-Fiat Bridges: Native integration with Ethereum-based tokens (e.g., USDC, DAI), native support for multiple EVM chains, and on/off-ramp to fiat rails (e.g., SEPA, ACH).
Support & Account Management
Email & chat support (Mon–Fri 9 AM–6 PM UTC) with 24–48 hour response. Enterprise: Dedicated Customer Success Manager, 24×7 phone & Slack support, quarterly business reviews.
51 Score™
621.67
Product & Service
72.0
Stability & Maturity
46.7
Technology & Innovation
70.0
Enterprise Readiness
60.0
Categorization
Founder
Christophe Lassuyt
Parent Company
Request Finance
Market category
Payment Orchestration Layers
Target Users
Enterprises, SMEs
Top competitors
Deel, Ramp, Bill.com, Xpense.ai, Paystand, Circle Treasury, Dwolla, Stripe Treasury
