Pendulum
Pendulum is a Polkadot-based Layer-1 blockchain (“internet of fiat”) that bridges regulated fiat pegged tokens into DeFi, enabling crossborder stablecoin payments and FX trading for enterprises . It includes a trust-minimized Stellar bridge (Spacewalk) and a forexoptimized AMM, plus compliance features for regulated finance.
Industry
Market Categories
Blockchain Settlement Platforms
Business function (Horizontal)
Headquarters Location
Berlin, Germany
Product Name
Pendulum
Parent Company
Pendulum
Founder
Alexander Wilke, Meinhard Benn
Web2vsWeb3
Web3
Access Model
API
Target Users
SMEs
Competitors
Stellar, Ripple, Celo
Business Function (stablecoins)
Feature completness
Product differentiation
Pendulum’s Polkadot parachain status and Spacewalk bridge enable unique fiat-DeFi integration, with a focus on regulated stablecoins and forex AMMs, unlike Stellar’s standalone rails or Ripple’s XRP focus.
Privacy & Data protection certificate
GDPR Compliance
Years in business
5.41
Employees
10-100
Horizontal Applications
Settlements, Payment Rail, Liquidity, Decentralized Finance (DeFi) Applications
Tech stack modernity
Modern Substrate framework with NPoS consensus, EVM/WASM smart contracts, and XCMP for cross-chain messaging. Cloud-native, with trustless oracles (DIA) and audited bridge pallets (XCLAIM-based).
Product Roadmap
Expand stablecoin and fiat on/off-ramps, targeting emerging markets. Vortex AMM rollout, multi-chain DEX expansion (Ethereum, BSC), and enhanced compliance tools. Focus on forex-optimized DeFi and private transaction options.
Product Roadmap
Expand stablecoin and fiat on/off-ramps, targeting emerging markets. Vortex AMM rollout, multi-chain DEX expansion (Ethereum, BSC), and enhanced compliance tools. Focus on forex-optimized DeFi and private transaction options.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
High scalability and integration ease, though lacks formal SLAs; suitable for enterprise payment needs.
Security & Compliance Readiness
GDPR-compliant, with an opt-in KYC layer for regulatory alignment. No SOC2/ISO, but Hacken audits ensure robust security.
Documentation quality assessment
Comprehensive GitBook docs with tutorials, API references, and litepaper.
Support Methods
Community-driven via Discord/Telegram; no formal SLAs, but SatoshiPay offers enterprise collaboration.
Critical capabilities
Built on Parity Substrate (Rust/WASM) with native Polkadot/Kusama integration, supporting both WASM and EVM smart contracts . High performance: ~6-second deterministic finality (async backing) and scalable via Polkadot’s sharded relay chain .
Support & Account Management
Community-driven via Discord/Telegram; no formal SLAs, but SatoshiPay offers enterprise collaboration.
51 Score™
539.58
Product & Service
60.0
Stability & Maturity
43.3
Technology & Innovation
60.0
Enterprise Readiness
52.5
Categorization
Founder
Alexander Wilke, Meinhard Benn
Parent Company
Pendulum
Market category
Blockchain Settlement Platforms
Target Users
SMEs
Top competitors
Stellar, Ripple, Celo
