PayPal is a global payments platform that enables individuals and businesses to send, receive, and manage money online. It offers API-driven solutions for payment processing, invoicing, and commerce tools, supporting transactions via cards, bank accounts, and PayPal balances across over 200 markets.
Industry
Finance & Insurance
Market Categories
Stablecoin Issuers
Business function (Horizontal)
Headquarters Location
San Jose, California, USA
Product Name
PayPal
Parent Company
PayPal
Founder
Peter Thiel, Max Levchin, Luke Nosek, Ken Howery, Elon Musk
Web2vsWeb3
Web2
Access Model
API
Target Users
Corporate + Enterprises + SMEs
Competitors
Stripe, Square, Adyen, Apple Pay, Google Pay, Amazon Pay, Worldpay
Business Function (stablecoins)
Feature completness
Product differentiation
Global reach (25+ currencies), brand trust, buyer/seller protection, Venmo integration, crypto support (PYUSD).
Privacy & Data protection certificate
GDPR Compliance
Years in business
27.49
Employees
>500
Horizontal Applications
Peer-to-Peer (P2P) Payments, E-commerce Transactions, Remittances, Liquidity, Payment Rail
Tech stack modernity
Cloud-native (AWS, Google Cloud), microservices architecture, AI/ML for fraud detection (models undisclosed)
Product Roadmap
Crypto expansion (PYUSD), BNPL growth, AI-driven personalization, enhanced security features.
Product Roadmap
Crypto expansion (PYUSD), BNPL growth, AI-driven personalization, enhanced security features.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
High: 99.9% uptime SLAs, dedicated account managers, robust integrations, global scalability.
Security & Compliance Readiness
PCI DSS Level 1, GDPR, SOC 2, CCPA; audited annually, strong fraud protection.
Documentation quality assessment
Comprehensive, well-structured with tutorials and API refs.
Support Methods
Critical capabilities
24/7 phone/chat/email support; average response <24 hrs for critical issues; enterprise SLAs.
Support & Account Management
51 Score™
719.58
Product & Service
82.0
Stability & Maturity
63.3
Technology & Innovation
70.0
Enterprise Readiness
72.5
Founder
Peter Thiel, Max Levchin, Luke Nosek, Ken Howery, Elon Musk
Parent Company
PayPal
Market category
Stablecoin Issuers
Target Users
Corporate + Enterprises + SMEs
Stripe, Square, Adyen, Apple Pay, Google Pay, Amazon Pay, Worldpay