Opentrade
OpenTrade is a London-based (founded 2023) institutional DeFi infrastructure platform offering white-label, on-chain structured financial products (USDC/EURC yield vaults backed by RWAs and DeFi) for fintechs and institutional partners, enabling near-instant, compliant stablecoin yields seamlessly embedded in existing applications.
Industry
Finance & Insurance
Market Categories
Middleware
Business function (Horizontal)
Finance
Headquarters Location
London, GB
Product Name
Opentrade
Parent Company
Opentrade
Founder
Dave Sutter
Web2vsWeb3
Web3
Access Model
API
Target Users
Financial institutions, DeFi protocols
Competitors
Morpho Labs (RWA-backed DeFi credit), Superform (USDC yield products), Ember Fund (DeFi portfolio management), Cronos (off-chain bonding), Enzyme (on-chain asset management), BarnBridge (RWA structured products), TrueFi (on-chain lending
Business Function (stablecoins)
Yield Management, Integration Services, Transaction Settlement, Compliance & Regulatory Oversight, User Interface Development, Liquidity Provision, Reserve Management
Feature completness
Product differentiation
RWA-backed structured vaults on-chain for stablecoin yield (e.g., US Treasuries, EUR sovereign bonds, private credit). White-label, turnkey embed for fintechs, exchanges, and neobanks. Institutional-grade legal/operational framework combined with on-chain settlement. Backed by a16z Crypto, AlbionVC, CMCC Global, Draper Dragon. Integration into Web2 & Web3 ecosystems seamlessly.First DeFi protocol to blend tokenized private credit (Credix, Goldfinch) with tokenized U.S. T-Bills in one on-chain vault. Automatic asset allocation across multiple RWA sources for optimized yield & liquidity. Composability: users can create custom vaults (DAO-approved) combining any RWA assets. KYC on-chain using Parallel Markets to streamline institutional onboarding. Backed by leading VCs: Hack VC, Circle Ventures, Digital Currency Group, Stratos, Lecca Ventures, MH Ventures, Archblock, dao5, Credix Finance.
Privacy & Data protection certificate
Years in business
2.49
Employees
10-100
Horizontal Applications
Settlements, Peer-to-Peer (P2P) Payments, Payment Rail
Tech stack modernity
On-chain stablecoin rails: Circle USDC & EURC on Ethereum, approving instant settlement (seconds). Smart contracts for structured vaults written in Solidity; RWA.xyz Docs integration for asset details. Backend: cloud-native microservices (AWS/GCP) for API, compliance, and vault orchestration. Frontend: React-based SDK/white-label UI components. Integration with DeFi protocols for XDMM vaults.
Product Roadmap
H2 2025: Extend vault offerings to Emerging Market Bonds Vault (XHYC 6–9 % APY). H2 2025: Launch bespoke yield products with new asset managers (trade finance, private credit bespoke). 2026: Integrate tokenized real-world assets (e.g., tokenized U.S. T-Bills) for novel vaults. Ongoing: Enhance cross-chain DeFi vaults (multi-chain support beyond Ethereum), deepen RWA network coverage (Asia, LATAM), and roll out granular risk-adjusted yield strategies.
Product Roadmap
H2 2025: Extend vault offerings to Emerging Market Bonds Vault (XHYC 6–9 % APY). H2 2025: Launch bespoke yield products with new asset managers (trade finance, private credit bespoke). 2026: Integrate tokenized real-world assets (e.g., tokenized U.S. T-Bills) for novel vaults. Ongoing: Enhance cross-chain DeFi vaults (multi-chain support beyond Ethereum), deepen RWA network coverage (Asia, LATAM), and roll out granular risk-adjusted yield strategies.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
Embedded SDKs & white-label UI for fintechs, neobanks, exchanges, and stablecoin issuers. 24/7/365 on-chain settlement and legal frameworks for large-scale RWA vaults. SLAs and dedicated integration teams for high-volume institutional partners (e.g., WooX, Littio).
Security & Compliance Readiness
Institutional-grade compliance: legal and operational frameworks noted by FinSMEs and Tech.eu. KYC/KYT integration for RWA sourcing and client onboarding (inferred from “institutional grade platform”). Regulatory partner audits (e.g., Circle’s on-chain settlement ensures transparency).
Documentation quality assessment
Organized by vault type, each with APY, underlying assets, and links to RWA documentation; lacks a centralized developer portal.
Support Methods
Support Email (inferred from “Resources” page contact form) – average response < 48 h based on industry standard for seed-stage fintech. Dedicated onboarding & solutions architects for enterprise integrations. Community AMAs and “Customer Stories” showcase high engagement; no 24/7 hotline publicly listed.
Critical capabilities
On-chain structured yield products built on Circle USDC and EURC; settlement in seconds, 24/7/365. Smart contract vaults (XTBT, XEVT, XHYC, XRV+, XDMM) that tokenize RWAs (US Treasuries, EUR bonds, corporate bonds, trade finance, DeFi assets).
Support & Account Management
Support Email (inferred from “Resources” page contact form) – average response < 48 h based on industry standard for seed-stage fintech. Dedicated onboarding & solutions architects for enterprise integrations. Community AMAs and “Customer Stories” showcase high engagement; no 24/7 hotline publicly listed.
51 Score™
491.67
Product & Service
60.0
Stability & Maturity
46.7
Technology & Innovation
50.0
Enterprise Readiness
40.0
Categorization
Founder
Dave Sutter
Parent Company
Opentrade
Market category
Middleware
Target Users
Financial institutions, DeFi protocols
Top competitors
Morpho Labs (RWA-backed DeFi credit), Superform (USDC yield products), Ember Fund (DeFi portfolio management), Cronos (off-chain bonding), Enzyme (on-chain asset management), BarnBridge (RWA structured products), TrueFi (on-chain lending
