Novatti
Novatti is an ASX-listed global fintech and payment services provider that offers end-to-end solutions for online, in-person, and international payments, including regulated stablecoin infrastructure and card issuing.
Industry
Market Categories
Payments Processing
Business function (Horizontal)
Headquarters Location
Melbourne, Australia
Product Name
Novatti
Parent Company
Novatti Group Limited
Founder
Peter Cook
Web2vsWeb3
Access Model
API
Target Users
Any company, Consumers
Competitors
iDa Business, Telepin (direct). Circle, Paxos, Tether, PayPal (stablecoin issuers). Modern Treasury, Bridge, Ripple, Visa, Stripe (payment/fintech players). Coinbase, BitPay, NOWPayments, CoinGate (crypto payment gateways).
Business Function (stablecoins)
Feature completness
Product differentiation
End-to-end payment processor with ASX regulation. Strong compliance and security posture (PCI DSS Level 1, ISO 27001, chargeback guarantee). Specialized in Chinese payment markets. Offers its own AUDD stablecoin. Strategic integrations (e.g., Stellar network)
Privacy & Data protection certificate
GDPR Compliance
Years in business
10.49
Employees
10-100
Horizontal Applications
E-commerce Transactions, Payment Rail, Settlements, Liquidity
Tech stack modernity
Utilizes modern web development frameworks (JavaScript for HPF). Implies cloud-native architecture. Integrates with various modern payment technologies.
Product Roadmap
Focus on continued growth, streamlining/automation of processes, brand repositioning, deployment of China Payments in New Zealand, closer integration of product/marketing/sales, and targeting mid-sized merchants and integrated software partners. Plans for new products/services to enhance payment experience.
Product Roadmap
Focus on continued growth, streamlining/automation of processes, brand repositioning, deployment of China Payments in New Zealand, closer integration of product/marketing/sales, and targeting mid-sized merchants and integrated software partners. Plans for new products/services to enhance payment experience.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
High: Compliant, scalable, API-driven payment infrastructure designed for seamless integration into existing financial workflows and global payment operations. Offers structured support. However, no explicit Service Level Agreements (SLAs) found in general terms of service.
Security & Compliance Readiness
Security: Level 1 PCI DSS-compliant, ISO 27001 certified, robust security protocols, data encryption, tokenization, regular security audits, multi-layered security (implied). Compliance: ASX regulated, AFSL holder, GDPR compliant (privacy policy available), implements KYC/AML. (No explicit HIPAA compliance statement for Novatti itself found).
Documentation quality assessment
Developer Portal with API Documentation and Integration Guides. Learning Center Docs and Support Center (implied).
Support Methods
Provides email and phone support. Offers dedicated support for implementation. Complaints policy with 24-hour acknowledgement and 30-day resolution target. No traditional dedicated account managers mentioned.
Critical capabilities
Software solutions for digital wallets, branchless banking, mobile money, bill payments, remittance, voucher management. Supports digital/physical prepaid gift/debit cards, online/offline payments, cross-border payments. Offers blockchain agnostic stablecoin solutions. API-driven architecture. Utilizes JavaScript for Hosted Payment Fields. Industry Expertise: Deep expertise in Financial Technology, Payments, and Digital Banking, cultivated since 2015. ASX regulated payments provider and Australian Financial Services Licence (AFSL) holder. Specialized knowledge in Chinese payment markets. Functional Expertise: Payment acquiring, card issuing, cross-border payments, digital wallets, prepaid cash vouchers, bill payments, customer engagement automation, billing, collections, subscription management, embedded payments. Offers fraud prevention (PayProtect, chargeback guarantee) and manages risk. Facilitates real-time/next-day settlements. Deployment Models: Cloud-based platform accessible via web applications and APIs. Integration Capabilities: Comprehensive APIs for integration. Extensive e-commerce plugins. Partnerships with major payment companies (e.g., Adyen, BitPay, Coinbase, PayPal, Stripe, WeChat Pay) and integration into the Stellar network. Supports traditional financial rails (ACH, Wire).
Support & Account Management
Provides email and phone support. Offers dedicated support for implementation. Complaints policy with 24-hour acknowledgement and 30-day resolution target. No traditional dedicated account managers mentioned.
51 Score™
486.67
Product & Service
68.0
Stability & Maturity
16.7
Technology & Innovation
50.0
Enterprise Readiness
60
Categorization
Founder
Peter Cook
Parent Company
Novatti Group Limited
Market category
Payments Processing
Target Users
Any company, Consumers
Top competitors
iDa Business, Telepin (direct). Circle, Paxos, Tether, PayPal (stablecoin issuers). Modern Treasury, Bridge, Ripple, Visa, Stripe (payment/fintech players). Coinbase, BitPay, NOWPayments, CoinGate (crypto payment gateways).
