M0 is a decentralized stablecoin issuance platform enabling institutions to mint fully collateralized “digital dollars.” It uses a federated protocol where approved issuers ($M token) back stablecoins 1:1 with US Treasuries, sharing interest yields with users . M0’s interoperable architecture allows any business to launch a branded programmable USD stablecoin with common liquidity across the network.
Industry
Market Categories
Stablecoin Issuers
Business function (Horizontal)
Headquarters Location
Zug, Switzerland
Product Name
M0
Parent Company
M0 FOUNDATION
Founder
Luca Prosperi
Web2vsWeb3
Access Model
Target Users
Competitors
Incumbent dollar stablecoins and issuance frameworks. Examples: centralized USDC (Circle) and USDT (Tether); DeFi stablecoin protocols like MakerDAO’s DAI or FRAX; and other tokenization networks (e.g. Celo Dollar, Reserve). M0’s model is distinct from these but they compete for similar use cases.
Business Function (stablecoins)
Feature completness
Product differentiation
Permissioned network of issuers shares collateral (unlike single-silo stablecoins).
Privacy & Data protection certificate
Years in business
3.49
Employees
10-100
Horizontal Applications
Decentralized Finance (DeFi) Applications, Settlements, Payment Rail, Liquidity
Tech stack modernity
Cutting-edge: built on modern blockchains (Ethereum/Solidity, Sui/Move, Solana/Rust) with inter-chain bridges (Wormhole NTT) . Uses crypto-native custody integration (Fireblocks) . Emphasizes open-source, cloud-native blockchain tech.
Product Roadmap
Expansion to additional chains and issuers. Already live on Ethereum Mainnet (2024), Sui (2024), Solana (2025) . Upcoming: support for more Layer-2/EVM (e.g. Arbitrum), more global minters (e.g. US Minter Brale) , and enhanced tooling (payment rails, institutional APIs).
Product Roadmap
Expansion to additional chains and issuers. Already live on Ethereum Mainnet (2024), Sui (2024), Solana (2025) . Upcoming: support for more Layer-2/EVM (e.g. Arbitrum), more global minters (e.g. US Minter Brale) , and enhanced tooling (payment rails, institutional APIs).
API Quality
Production-Ready
Documentation Link
Enterprise readiness
Built for enterprise issuance: permissioned minters are expected to be regulated entities. Integrations (Fireblocks custody, API) aim to meet institutional standards . High scalability via blockchain supports large volume. Formal SLAs not disclosed.
Security & Compliance Readiness
Emphasis on on-chain security and regulated issuance. Uses audited smart contracts and reputable custody (Fireblocks) . No public SOC2/GDPR certifications reported. Platform design enforces AML/KYC through permissioned minters.
Documentation quality assessment
Extensive technical documentation and audit reports on GitHub . Core protocol specs and governance are documented at [docs.m0.org]. Research blog posts detail design decisions. Documentation is organized but requires technical expertise.
Support Methods
No public info on dedicated support teams. Enterprise clients likely get account managers via contracts. General inquiries via “Contact Us” on site; developer support through docs/ forum (if any).
Critical capabilities
Decentralized smart-contract protocol on public blockchains. Uses a two-token governance model on Ethereum and supports new chains (Sui, Solana) . Institutions mint fully collateralized $M tokens (backed 1:1 by US Tbills) . It enforces on-chain reserve proofs and allows programmatic yield distribution.
Support & Account Management
No public info on dedicated support teams. Enterprise clients likely get account managers via contracts. General inquiries via “Contact Us” on site; developer support through docs/ forum (if any).
51 Score™
385.83
Product & Service
26.0
Stability & Maturity
53.3
Technology & Innovation
50.0
Enterprise Readiness
25
Founder
Luca Prosperi
Parent Company
M0 FOUNDATION
Market category
Stablecoin Issuers
Target Users
Incumbent dollar stablecoins and issuance frameworks. Examples: centralized USDC (Circle) and USDT (Tether); DeFi stablecoin protocols like MakerDAO’s DAI or FRAX; and other tokenization networks (e.g. Celo Dollar, Reserve). M0’s model is distinct from these but they compete for similar use cases.