Industry

Finance & Insurance

Market Categories

Blockchain Settlement Platforms

Business function (Horizontal)

Finance

Headquarters Location

Singapore

Product Name

Kima Network

Parent Company

Kima Network

Founder

Eitan Katz

Web2vsWeb3

Web3

Access Model

API

Target Users

Enterprises, DeFi protocols, Financial institutions

Competitors

Superfluid, Connext, Hop Protocol, LayerZero , Wormhole, Circle, Fireblocks, Transak, PayPal, Banxa

Business Function (stablecoins)

Transaction Settlement, Payment Rail, Integration Services, Liquidity Provision, Compliance & Regulatory Oversight, Payment Interface, Wallet Management, Yield Management

Feature completness

Product differentiation

No Smart Contracts: Uses native EOAs with Light Client verification, reducing attack surface and complexity vs. smart-contract-based bridges. Cross-Ecosystem Reach: True CeFi/DeFi interoperability (fiat, stablecoins, tokens) in a single protocol—versus single-chain or single-asset solutions. MPC + TEE & TSS Security Model: Prevents compromised validators from signing malicious transactions; no reliance on oracles or wrapped assets. SDK/API-First: Developer-friendly libraries (JavaScript/TypeScript) for quick integration into Web2 & Web3 stacks. Atomic Multi-Chain Swaps: Settlement across >8 chains (Tron, BNB, Optimism, Polygon, Avalanche, Ethereum, GRT) within seconds. RWA Settlement: Supports tokenized real-world assets trades with CeFi counterparties—unique among cross-chain protocols. Minimal Onboarding Friction: No need for users to hold or trust wrapped tokens; liquidity flows through native accounts. Developer-Orientation: Dedicated dev docs, testnet, and onboarding workshops accelerate time to market.

Privacy & Data protection certificate

GDPR Compliance

Years in business

4.49

Employees

10-100

Horizontal Applications

Peer-to-Peer (P2P) Payments, Remittances, E-commerce Transactions, Settlements, Payment Rail, Liquidity

Tech stack modernity

Core Protocol: Native EOA pools on Ethereum, BNB, Polygon, Avalanche, Optimism, Tron - no smart contracts, using Light Clients for state proofs. Security Layer: MPC via TEE (Intel SGX) & TSS for validator key management; no oracles required. Backend: Microservices in Go & Rust; event streaming via Kafka; PostgreSQL for off-chain state. API Layer: RESTful JSON with OpenAPI/Swagger. SDKs: JavaScript/TypeScript libraries for rapid integration. Infrastructure: Kubernetes on AWS & GCP; autoscaling for peak loads. Frontend: React.js for developer portal & dashboards. Monitoring: Prometheus & Grafana for real-time metrics. DevOps: GitHub Actions for CI/CD; automated TEE attestation checks; external security audits.

Product Roadmap

Q3 2025: Integrate Arbitrum & Cosmos ecosystems; launch public REST API v1 for enterprise ERP connectors (SAP, Oracle). Q4 2025: Deploy mobile SDKs for iOS/Android to support in-app payments and wallet flows. Q1 2026: AI-driven liquidity & FX forecasting module (beta), automated routing optimization. Q2 2026: RWA Yield Management - full-featured front-end for tokenized asset issuance & settlement. Q3 2026: Multi-party escrow services for complex payables (e.g., escrowed payroll, supplier contracts). Q4 2026: Decentralized Governance v1 - enable KIMA token holders to vote on fee structure, adding new blockchains. 2027: Expand to additional L1s (Solana, NEAR), implement zero-knowledge proof enhancements for privacy.

Product Roadmap

Q3 2025: Integrate Arbitrum & Cosmos ecosystems; launch public REST API v1 for enterprise ERP connectors (SAP, Oracle). Q4 2025: Deploy mobile SDKs for iOS/Android to support in-app payments and wallet flows. Q1 2026: AI-driven liquidity & FX forecasting module (beta), automated routing optimization. Q2 2026: RWA Yield Management - full-featured front-end for tokenized asset issuance & settlement. Q3 2026: Multi-party escrow services for complex payables (e.g., escrowed payroll, supplier contracts). Q4 2026: Decentralized Governance v1 - enable KIMA token holders to vote on fee structure, adding new blockchains. 2027: Expand to additional L1s (Solana, NEAR), implement zero-knowledge proof enhancements for privacy.

API Quality

Production-Ready

Documentation Link

Enterprise readiness

API-First SaaS: Rapid integration via SDK (5–10 lines of code) or REST API; enterprise SLAs (99.9 % uptime); global CDN for low-latency access. Highly Scalable: Kubernetes clusters on AWS/GCP with auto-scaling to handle peak transaction volumes. Built-In Security & Compliance: TEE + TSS security model, KYC/AML integration, SOC 2 & ISO 27001 aligned controls. Dedicated Support & Onboarding: 24/7 support, dedicated technical account managers, onboarding workshops, and integration guides. Custom SLAs: Available for high-volume PSPs, stablecoin issuers, and financial institutions. Multi-Chain & Fiat Support: Enterprise-grade coverage of 8+ blockchains and multiple fiat rails via banking partners.

Security & Compliance Readiness

MPC via TEE & TSS: No single point of failure; validators operate within TEEs (Intel SGX) and sign via threshold signatures—if some validators are compromised, they cannot authorize transactions unilaterally. No Smart Contracts: Eliminates on-chain vulnerability vectors; only native EOAs are used. KYC/AML: Off-ramp/on-ramp require KYC/AML checks using third-party providers. Regulatory Licensing: Operating entity headquartered in Singapore; adhering to MAS guidelines for fintech and stablecoin integration. Audits & Certifications: Quarterly external security audits; SOC 2 Type II compliant infrastructure; ISO 27001 aligned security controls. Compliance Tools: Integrations with Chainalysis and Elliptic for on-chain monitoring; real-time sanctions screening (OFAC, EU). Data Protection: GDPR & PDPA compliance for user data; AES-256 encryption at rest; TLS 1.3 in transit.

Documentation quality assessment

Exceptionally thorough for developers and enterprise engineers; covers every aspect of the protocol and integration flows.

Support Methods

24/7 Global Support: Email (support@kima.network), Slack & Discord channels, and priority phone support for enterprise clients. Dedicated Technical Account Managers: Assigned to PSPs, stablecoin issuers, and RWA platforms; average response time for critical issues <1 hr. Onboarding Workshops: Weekly webinars and private sessions for new partners; sandbox credentials provisioned within 24 hrs. Compliance Hotline: Direct channel to Kima’s compliance team (for urgent KYC/AML escalations). SLA Guarantees: 99.9 % uptime; Knowledge Base & Community: Active Discord/Telegram forums; public blog for product updates and best practices. Customer Success: Quarterly business reviews and roadmap planning with strategic partners.

Critical capabilities

Cross-Ecosystem Protocol: Enables TradFi and DeFi interoperability without on-chain smart contracts by using native EOAs as liquidity pools, Light Clients for blockchain state verification, and off-chain orchestration. MPC via TEE & TSS: Threshold Signature Scheme within a Trusted Execution Environment ensures transaction security; prevents compromised validators from signing malicious transactions. Asset-Agnostic & Chain-Agnostic: Supports any blockchain (Ethereum, BNB Smart Chain, Polygon, Avalanche, TRON, Optimism, Arbitrum, GRT, Cosmos) and any asset (stablecoins, tokens, fiat on/off-ramp). API/SDK Suite: Developer-friendly JavaScript/TypeScript SDK, RESTful APIs for SDK licensing, direct integration into Web2/Web3 stacks.

Support & Account Management

24/7 Global Support: Email (support@kima.network), Slack & Discord channels, and priority phone support for enterprise clients. Dedicated Technical Account Managers: Assigned to PSPs, stablecoin issuers, and RWA platforms; average response time for critical issues <1 hr. Onboarding Workshops: Weekly webinars and private sessions for new partners; sandbox credentials provisioned within 24 hrs. Compliance Hotline: Direct channel to Kima’s compliance team (for urgent KYC/AML escalations). SLA Guarantees: 99.9 % uptime; Knowledge Base & Community: Active Discord/Telegram forums; public blog for product updates and best practices. Customer Success: Quarterly business reviews and roadmap planning with strategic partners.

51 Score™

587.50

Product & Service

40.0

Stability & Maturity

60.0

Technology & Innovation

60.0

Enterprise Readiness

75.0

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Categorization

Founder

Eitan Katz

Parent Company

Kima Network

Market category

Blockchain Settlement Platforms

Target Users

Enterprises, DeFi protocols, Financial institutions

Top competitors

Superfluid, Connext, Hop Protocol, LayerZero , Wormhole, Circle, Fireblocks, Transak, PayPal, Banxa

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