Borderless.xyz is a 2024 New York-based fintech infrastructure startup providing a unified network API for global stablecoin-to-fiat conversions, connecting licensed banks across 50+ countries for compliant cross-border transfers and payouts.
Industry
Market Categories
Payment Orchestration Layers
Business function (Horizontal)
Headquarters Location
Nyack, New York
Product Name
Borderless
Parent Company
Borderless Innovations Labs
Founder
Kevin Lehtiniitty
Web2vsWeb3
Web3
Access Model
API
Target Users
Enterprises, Institutions
Competitors
Conduit, SWIFT/GPI, Ripple, Stellar
Business Function (stablecoins)
Feature completness
Product differentiation
Borderless differentiates itself as a "Visa-like" stablecoin rails network by providing a single, non-custodial API that bridges stablecoins and local fiat through a broad network of licensed banks, emphasizing its SOC2 certification and compliance-first approach.
Privacy & Data protection certificate
Years in business
1.49
Employees
<10
Horizontal Applications
Payment Rail, E-commerce Transactions, Liquidity, Settlements
Tech stack modernity
Borderless is built on a modern, cloud-native tech stack utilizing a straightforward REST API and major blockchain networks for stablecoin liquidity, with comprehensive documentation and dedicated developer support.
Product Roadmap
Product Roadmap
API Quality
Production-Ready
Documentation Link
Enterprise readiness
Borderless is designed for enterprise deployment, offering a single-API model, integrations with existing systems, support for high-volume payment use cases, and dedicated support channels to simplify integration and scaling.
Security & Compliance Readiness
Security and compliance are core to Borderless, with SOC 2 certification, mandatory licensing for all participants, a one-compliance-check approach for KYC/AML, and non-custodial custody of user funds.
Documentation quality assessment
Support Methods
No formal customer forums or knowledge base are advertised, but the Slack channel and sales engineering support serve as the main support/account management channels. Average response times are not disclosed.
Critical capabilities
The Borderless platform is feature-rich, offering global coverage across 50+ countries and multiple blockchains/stablecoins, including on/off-ramps, real-time settlement, accounting integration, and consolidated compliance automation, with plans for advanced cost-reduction features.
Support & Account Management
No formal customer forums or knowledge base are advertised, but the Slack channel and sales engineering support serve as the main support/account management channels. Average response times are not disclosed.
51 Score™
555.00
Product & Service
72.0
Stability & Maturity
40.0
Technology & Innovation
50.0
Enterprise Readiness
60
Founder
Kevin Lehtiniitty
Parent Company
Borderless Innovations Labs
Market category
Payment Orchestration Layers
Target Users
Enterprises, Institutions
Conduit, SWIFT/GPI, Ripple, Stellar