Blindpay
BlindPay is a developer-focused payments infrastructure platform (an API/SaaS) that bridges fiat and stablecoin flows. It enables businesses to send and receive cross-border payments (payroll, payouts, invoicing, remittances) using fiat currencies and major stablecoins (e.g. USDC, USDT) over multiple blockchains. The platform handles local pay‑ins and pay‑outs (e.g. USD, BRL, MXN, COP, ARS, EUR) and automates compliance/KYC so customers can focus on core business.
Industry
Market Categories
Payments Processing
Business function (Horizontal)
Headquarters Location
San Francisco, CA, USA
Product Name
BlindPay
Parent Company
BlindPay
Founder
Bernardo Simonassi Moura
Web2vsWeb3
Web3
Access Model
API
Target Users
Enterprises
Competitors
Circle, Banxa, Koywe
Business Function (stablecoins)
Feature completness
Product differentiation
BlindPay’s uniqueness lies in tightly coupling stablecoin on/off-ramps with global fiat networks, all under one API. Unlike general crypto exchanges or on-ramp services, BlindPay is built “from day one” for compliance and global rails . Key differentiators: multi-currency support (USD, major LATAM currencies, EUR) alongside stablecoins; built‑in AML/KYC and real-time blockchain screening; and instant 24/7 settlement (removing correspondent bank delays) . Its developer-first approach (REST API + SDKs) also sets it apart from legacy banking rails. Founders’ deep LatAm payments expertise (e.g. PicPay alumni) further tailors the platform to emerging market needs
Privacy & Data protection certificate
GDPR Compliance
Years in business
1.49
Employees
<10
Horizontal Applications
Peer-to-Peer (P2P) Payments, Payment Rail, E-commerce Transactions, Settlements, Liquidity
Tech stack modernity
Cloud-native, API-first architecture. Supports EVM Layer-2 chains (Base, Arbitrum, Polygon) and stablecoins, reflecting cutting-edge blockchain integration . Founders’ backgrounds (e.g. AWS, LendingClub) suggest use of modern cloud infra.
Product Roadmap
CEO posts hint at adding more currencies and blockchains (“more currencies coming soon” ). Likely plans include expanding global rails (more countries), adding features (perhaps card onramps, more stablecoins or interchain swaps). Vision is a global payments network powered by crypto.
Product Roadmap
CEO posts hint at adding more currencies and blockchains (“more currencies coming soon” ). Likely plans include expanding global rails (more countries), adding features (perhaps card onramps, more stablecoins or interchain swaps). Vision is a global payments network powered by crypto.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
The SaaS API can integrate with enterprise systems via REST or webhooks. Scalability is demonstrated (10× TPV growth). SLAs are not published, but the architecture implies high availability (24/7 payments claim). Enterprises would need to verify reliability guarantees with BlindPay; as a YC startup, SLAs may still be evolving.
Security & Compliance Readiness
KYC/AML, MSB-regulated. No mention of SOC2/HIPAA – likely obtaining SOC2 as they move to larger enterprise clients. GDPR compliant.
Documentation quality assessment
Comprehensive public docs (docs.blindpay.com) with Getting Started guides, API references, and flow diagrams . The structure is logical (Intro, KYC, pay-ins/pay-outs, webhooks), though some advanced topics may require support. Up-to-date (mentions new chains and currencies). The open-source SDK and examples indicate transparency.
Support Methods
Critical capabilities
Supports multi-currency pay‑ins/pay‑outs via fiat rails and stablecoins. Specifically, local pay‑in/out in USD, USDC, USDT, BRL, MXN, COP, ARS, EUR, etc. (more currencies planned) . Underlying tech includes blockchain smart contracts (for token escrow) and integration with local payment networks (ACH, Pix, etc.) . The platform is non‑custodial (doesn’t hold user funds) and offers instant 24/7 settlement.
Support & Account Management
51 Score™
417.92
Product & Service
48.0
Stability & Maturity
36.7
Technology & Innovation
40.0
Enterprise Readiness
42.5
Categorization
Founder
Bernardo Simonassi Moura
Parent Company
BlindPay
Market category
Payments Processing
Target Users
Enterprises
Top competitors
Circle, Banxa, Koywe
