Beam
Beam is a stablecoin-based payment service provider that offers a no-code “Hub” and developer API to enable fast, low-cost, and compliant global money movement for individuals and businesses, processing > $300 M in transactions as of mid-2025.
Industry
Finance & Insurance
Market Categories
Payment Orchestration Layers
Business function (Horizontal)
Finance
Headquarters Location
NA
Product Name
Beam
Parent Company
Beam
Founder
Dan Mottice
Web2vsWeb3
Web 2.5
Access Model
API
Target Users
Enterprises, SMEs, Corporates
Competitors
Tribal Credit (crypto enterprise payments), Ramp Network (fiat on/off-ramp rails), Airtm (digital dollar accounts), Velo (compliance-first settlement), OpenNode (Bitcoin payments), Paystand (payments-as-a-service), Umoja (Web3 banking), Higlobe (international transfers), AirTM (global digital wallet), Fireblocks (institutional rails).
Business Function (stablecoins)
Transaction Settlement, Payment Processing, Integration Services, Compliance & Regulatory Oversight
Feature completness
Product differentiation
First stablecoin-based PSP integrating on-chain rails with instant payment networks (RTP, FedNow, Visa Direct). SOC 2 Type II & FinCEN MSB compliance with OCC-chartered custodians. Processed $300 M+ in payments as of mid-2025. Venture-backed by Castle Island, Archetype, Arca, A*, Soma. Zero-fee trading campaigns on select partners for deeper liquidity.
Privacy & Data protection certificate
Years in business
3.49
Employees
<10
Horizontal Applications
Peer-to-Peer (P2P) Payments, Remittances, Payment Rail, Settlements
Tech stack modernity
Expand USD1 issuance to additional blockchains (e.g., Tron, Polygon, Avalanche). Launch native mobile wallet/app (planned Q3 2025) - in development (inferred from GitHub community hints). Integrate with more payment processors for faster fiat on/off ramps (improve global remittance). Enhance governance features (veWLFI voting tiers, improved tokenomics).Blockchain rails (Ethereum, Solana, BSC, Polygon, Avalanche, Arbitrum, etc.) for crypto off-ramps. Instant payment rails (RTP, FedNow, Visa Direct, Mastercard Send, ACH, Wire) via unified API. Cloud-native microservices architecture (AWS/GCP). Built-in KYC/KYB & AML engines integrated on-chain/off-chain. SOC 2 Type II compliance tools.
Product Roadmap
Launch business support (currently individuals only – waitlist open). Expand US-jurisdiction coverage (remove NY, LA, AK, HI restrictions). Add fiat on-ramp (planned late 2025). Develop native mobile app (Q3 2025). Integrate additional stablecoins & chains (e.g., TRON via Justin Sun partnership). Deeper Treasury/FX services for corporates.
Product Roadmap
Launch business support (currently individuals only – waitlist open). Expand US-jurisdiction coverage (remove NY, LA, AK, HI restrictions). Add fiat on-ramp (planned late 2025). Develop native mobile app (Q3 2025). Integrate additional stablecoins & chains (e.g., TRON via Justin Sun partnership). Deeper Treasury/FX services for corporates.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
PCI-grade & SOC 2 compliance, FinCEN MSB, strong AML/KYC. Integrated with instant rails (RTP, FedNow) and stablecoin rails for large-scale payouts. No formal SLA publication; > 99 % uptime tracked via internal dashboards. Partnered with OCC-chartered banks and licensed custodians.
Security & Compliance Readiness
SOC 2 Type II certified. FinCEN-registered Money Services Business (MSB). OCC-chartered bank custodians. Integrated KYC, KYB, AML, fraud monitoring (on-chain & off-chain), watchlist screening, SAR reporting. Regular audits by third-party firms.
Documentation quality assessment
Lacks a centralized developer portal - documentation spread across site sections.
Support Methods
Support email: support@getbeam.cash (response < 48 h, based on community feedback). Sales team (“Talk to Sales” form) for enterprise onboarding. Community AMAs via X and LinkedIn. No 24/7 hotline publicly listed. SLA details provided during enterprise contracts.
Critical capabilities
On-chain stablecoin integrations combined with instant payment rails (RTP, FedNow, ACH, Wire) via a unified API/HUB.
Support & Account Management
Support email: support@getbeam.cash (response < 48 h, based on community feedback). Sales team (“Talk to Sales” form) for enterprise onboarding. Community AMAs via X and LinkedIn. No 24/7 hotline publicly listed. SLA details provided during enterprise contracts.
51 Score™
419.17
Product & Service
36.0
Stability & Maturity
46.7
Technology & Innovation
60.0
Enterprise Readiness
25.0
Categorization
Founder
Dan Mottice
Parent Company
Beam
Market category
Payment Orchestration Layers
Target Users
Enterprises, SMEs, Corporates
Top competitors
Tribal Credit (crypto enterprise payments), Ramp Network (fiat on/off-ramp rails), Airtm (digital dollar accounts), Velo (compliance-first settlement), OpenNode (Bitcoin payments), Paystand (payments-as-a-service), Umoja (Web3 banking), Higlobe (international transfers), AirTM (global digital wallet), Fireblocks (institutional rails).
