AlloyX
AlloyX is a 2021-founded DeFi protocol headquartered in Delaware, USA, that aggregates tokenized private credit and U.S. T-Bill vaults on Ethereum to offer composable, on-chain real-world asset yield products (e.g., 18 % APY), backed by leading VCs and integrated KYC/KYT for institutional investors.
Industry
Finance & Insurance
Market Categories
Middleware
Business function (Horizontal)
Finance
Headquarters Location
Dover, Delaware, USA
Product Name
AlloyX
Parent Company
AlloyX
Founder
Alexandre Liege
Web2vsWeb3
Web3
Access Model
Target Users
DeFi protocols
Competitors
Goldfinch (DeFi RWA Lending), Centrifuge (On-Chain RWA Collateralization), Maple Finance (Structured RWA Lending), Morpho Labs (RWA Lending Aggregator), Superform (USDC Yield Products), BarnBridge (RWA Structured Products), TrueFi (On-Chain Lending), Cronos (Bridge for Off-Chain Bonding).
Business Function (stablecoins)
Yield Management, Integration Services, Transaction Settlement, Compliance & Regulatory Oversight, User Interface Development, Liquidity Provision, Reserve Management
Feature completness
Product differentiation
Privacy & Data protection certificate
Years in business
4.49
Employees
<10
Horizontal Applications
Peer-to-Peer (P2P) Payments, Settlements, Payment Rail
Tech stack modernity
Smart Contracts: Solidity (Ethereum Mainnet). Integration with RWA.xyz for real-world asset data. Web3 Dashboard: React/Next.js frontend. Backend: Cloud-native (AWS/GCP) for off-chain offboarding, compliance, analytics. Wallet Integration: MetaMask, WalletConnect, Coinbase Wallet. On-chain Settlement via Circle USDC (ERC-20).
Product Roadmap
Q4 2025: Launch Multi-Chain RWA Vaults (BSC, Polygon). H1 2026: Introduce Tokenized Corporate Bond Vaults in emerging markets (e.g., Asia, LATAM). H2 2026: Release Mobile Web3 App (iOS/Android) with built-in KYC wallet. 2026+: Add Tokenized Real-Estate & Insurance Debt Vaults, expand RWA network to 20+ protocols.
Product Roadmap
Q4 2025: Launch Multi-Chain RWA Vaults (BSC, Polygon). H1 2026: Introduce Tokenized Corporate Bond Vaults in emerging markets (e.g., Asia, LATAM). H2 2026: Release Mobile Web3 App (iOS/Android) with built-in KYC wallet. 2026+: Add Tokenized Real-Estate & Insurance Debt Vaults, expand RWA network to 20+ protocols.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
Institutional-grade vaults combining multiple RWA sources. 24/7/365 on-chain settlement via Ethereum (Circle USDC). Automated compliance (KYC/KYT) for DAOs & institutions. SLA and integration support available under NDA. Enterprise onboarding and dedicated solutions team for high-volume RWA strategies
Security & Compliance Readiness
KYC/KYT via Parallel Markets (on-chain compliance partner). Smart contract audits by third-party security firms (e.g., CertiK, Slither – inferred based on best practice). Regulatory partner: Credix Finance for private credit compliance. Adheres to Circle USDC on-chain compliance standards. No formal SOC 2/GDPR disclosures publicly; inferred ongoing internal controls for fiat-rail operations.
Documentation quality assessment
Modular by vault type with code samples; lacks a fully centralized dev portal but provides clear links to GitHub and Medium.
Support Methods
Support Email: alex@alloyx.org (response ≤ 48 h based on industry norm for seed-stage DeFi). Dedicated Discord (invite via website) for community support. Quarterly AMAs with founders on X and Discord. No public 24/7 hotline; enterprise SLAs offered in partnership agreements.
Critical capabilities
Smart Contract Vaults (Solidity) aggregating tokenized credit from Credix, Goldfinch, Centrifuge, etc. On-Chain Settlement via Circle USDC (seconds-level finality) and tokenized U.S. T-Bills. Automated Rebalancing Engine allocating deposits according to vault parameters.
Support & Account Management
Support Email: alex@alloyx.org (response ≤ 48 h based on industry norm for seed-stage DeFi). Dedicated Discord (invite via website) for community support. Quarterly AMAs with founders on X and Discord. No public 24/7 hotline; enterprise SLAs offered in partnership agreements.
51 Score™
431.25
Product & Service
40.0
Stability & Maturity
40.0
Technology & Innovation
70.0
Enterprise Readiness
22.5
Categorization
Founder
Alexandre Liege
Parent Company
AlloyX
Market category
Middleware
Target Users
DeFi protocols
Top competitors
Goldfinch (DeFi RWA Lending), Centrifuge (On-Chain RWA Collateralization), Maple Finance (Structured RWA Lending), Morpho Labs (RWA Lending Aggregator), Superform (USDC Yield Products), BarnBridge (RWA Structured Products), TrueFi (On-Chain Lending), Cronos (Bridge for Off-Chain Bonding).
