Acctual
Acctual is a unified accounts payable and accounts receivable automation platform enabling businesses and freelancers to send and receive payments globally in fiat and stablecoins, streamlining cross-border transactions and integrating with existing accounting systems.
Industry
Finance & Insurance
Market Categories
Payments Processing
Business function (Horizontal)
Finance
Headquarters Location
NYC, United States
Product Name
Acctual
Parent Company
Acctual
Founder
Atikh Bana
Web2vsWeb3
Bridge between Web2 and Web3
Access Model
SaaS
Target Users
Any company
Competitors
Qonto, Melio, Lili (traditional fintech AP/AR); Coinify, CoinGate, Confirmo, Electroneum, BitPay, Cryptomus, Coinbase Commerce, Toku (crypto payment gateways/solutions).
Business Function (stablecoins)
Payment Processing
Feature completness
Product differentiation
Allows clients to pay in any stablecoin/network/fiat while user receives in preferred method (non-custodial); unified AP/AR automation for fiat & digital assets within Web2-Web3 bridge.
Privacy & Data protection certificate
Years in business
3.49
Employees
10-100
Horizontal Applications
Settlements
Tech stack modernity
Uses modern blockchain networks (OP Mainnet, Base), robust APIs; SaaS-based; internal stack details not public.
Product Roadmap
Active, with planned features like bill-to-invoice syncing and new approval processes; no public roadmap link.
Product Roadmap
Active, with planned features like bill-to-invoice syncing and new approval processes; no public roadmap link.
API Quality
Production-Ready
Documentation Link
Enterprise readiness
Foundational (SaaS, ERP integrations, Enterprise tier); but small team, lack of explicit SLAs/certifications suggest need for extensive due diligence for large-scale adoption.
Security & Compliance Readiness
Adheres to KYC, AML, CFT; non-custodial; disclaims liability for blockchain risks; no public SOC2, GDPR, HIPAA certifications.
Documentation quality assessment
Well-structured API documentation covering functional areas with detailed endpoints and examples.
Support Methods
Email support (support@acctual.com) and contact form; no public details on response times, support tiers, or dedicated account management.
Critical capabilities
SaaS platform, multi-currency (fiat & stablecoins) & multi-network (OP Mainnet, Base, etc.) support, accounting system integration (QuickBooks, Xero), automated invoice processing, duplicate detection, wallet details saving.
Support & Account Management
Email support (support@acctual.com) and contact form; no public details on response times, support tiers, or dedicated account management.
51 Score™
394.17
Product & Service
76.0
Stability & Maturity
46.7
Technology & Innovation
20.0
Enterprise Readiness
15
Categorization
Founder
Atikh Bana
Parent Company
Acctual
Market category
Payments Processing
Target Users
Any company
Top competitors
Qonto, Melio, Lili (traditional fintech AP/AR); Coinify, CoinGate, Confirmo, Electroneum, BitPay, Cryptomus, Coinbase Commerce, Toku (crypto payment gateways/solutions).
